This essay assignment should focus on the important role of commercial banks in a modern economy and dynamic financial system. To do so, you will be required to conduct research on a local business that collaborates with a financial institution resulting in productive financial outcomes. In addition, you will look deeper into the common risks that exist for these financial institutions as a result of the collaboration.

Your essay should begin with an introduction, be well organized, and present a clear discussion of the topic. The steps for completing your assignment are listed below.

Research a local business that collaborates with a financial institution in your area.
Explain the details of the business (e.g., type, years in business, location).
Explain how the business and the financial institution began to collaborate (e.g., loans, investments, marketing).
Explain what risks exist among financial institutions when they choose to collaborate with a local business.
Create a graphic, chart, or image that illustrates the collaboration between the local business and the financial institution. This will be added in as an appendix item at the end of the essay.
Submit your assignment in a Word document. You should have a minimum of four pages (three pages of content and one appendix page). Please include a title page and a reference page, which will not count toward meeting your total page count requirement.

Please use at least two academic sources or industry magazines (this may include the course textbook). At least one source must come from the CSU Online Library. Use APA style formatting for your paper.